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Planned Giving

Charitable Gift Annuity from Stock/Cash

Fund a Charitable Gift Annuity with Stock or Cash

Gift Annuity
Stock or Cash
Gift Annuity
Charity image

You may be worried about relying on uncertain investments in the stock market for your retirement income. A charitable gift annuity provides secure, fixed income for life in exchange for a gift of cash or stock transferred directly to Bethel. Gift annuities are easy to set up and the payments you receive are backed by the general resources of Bethel.

Benefits of a charitable gift annuity

  • Receive fixed payments to you or another annuitant you designate for life
  • Receive a charitable income tax deduction for the charitable gift portion of the annuity
  • Benefit from payment that may be partially tax-free
  • Further the charitable work of Bethel University with your gift.

Here is how a charitable gift annuity works

Consider Steve, a 65-year-old who would like to make a special contribution to support the ministry of Bethel University. Steve has a choice to either give cash or stock to fund his charitable gift annuity. Steve makes a $50,000 QCD donation to Bethel in exchange for a charitable gift annuity which will pay him $3,300 (6.6%*) per year for the rest of his lifetime. If Steve funded his annuity with cash, a significant portion of the annuity payment will be tax-free. If Steve funded the annuity with appreciated securities, he avoids a portion of the capital gains tax.
* For illustration purposes only. Actual rates may differ. Contact us for your personalized illustration.

Contact us to learn more or to request your personalized proposal for an IRA Gift Annuity.

The example on this page is for illustrative purposes only, to find out how an IRA Gift Annuity would work for you contact us for a personalized illustration. Call: 651.635.8053 Or email: [email protected].

If you have been so generous as to include a charitable gift annuity to Bethel University as part of your estate plan, please take the time to let us know. We would like to recognize you and your family for your generosity.

Doris Johnson

A Legacy Past, Present, and Future

Doris (Swanson) Johnson '66 has family connections extending all the way back to Bethel's founder. Over a lifetime of giving, she and her husband Dennis '63, who passed away in 2019, have made their own connections with generations of students, who will continue to be impacted by the Johnsons' legacy far into the future. Read more

Current charitable gift annuity (payments begin within one year). With a current gift annuity, you may transfer cash or property in exchange for our promise to pay you fixed payments beginning as early as this year. You will receive an income tax charitable deduction this year for the value of your gift to Bethel University.

Deferred charitable gift annuity (for payments at future date). Perhaps you are not ready to begin receiving payments until a future date, such as when you retire. With a deferred gift annuity, you establish the gift annuity today, receive a charitable income tax deduction this year, but defer the payments until a designated date sometime in the future. Best of all, because you deferred the payments, your annual payment will be higher when the payments start than they would have been with a current gift annuity.


Bethel students are called to be whole and holy people that bring the light of Christ into the world.

Join us in raising the next generation of faith-filled leaders and adventurous Christ-followers. Your legacy gift will have a lasting impact for generations to come.